Applications for the “My New Home with the New Housing Financing Model” campaign, which was realized by the joint efforts of the Ministry of Environment, Urbanization and Climate Change and the Ministry of Treasury and Finance, started as of today. they can find out through the address. Murat Kurum, Minister of Environment, Urbanization and Climate Change, shared on his official social media account regarding the "My New Home with the New Housing Finance Model" campaign, and said, "Applications for our New Home campaign, which we announced with our Minister of Treasury and Finance Nureddin Nebati, have started as of today. You can find all the information about the campaign that will make 100 thousand citizens homeowners in the first place, at yenievimkampanyasi.com.tr. used the phrases. New Home Campaign: How to apply, requirements.
As a result of the joint work of the Ministry of Environment, Urbanization and Climate Change and the Ministry of Treasury and Finance, applications for the “My New Home with the New Housing Financing Model” campaign started as of today. Citizens will be able to learn all the details about the "Yeni Evim" campaign at yenievimkampanyasi.com.tr/.
Environment, Urbanization and Climate Change Minister Murat Kurum announced that the "My New Home with the New Housing Finance Model" campaign has started as of today, with a post on his official social media account.
Minister Kurum used the following statements in his social media message: "Applications for our New Home campaign, which we announced with our Minister of Treasury and Finance Nureddin Nebati, have started as of today. You can find all the information about the campaign that will make 100 thousand citizens homeowners in the first place, at yenievimkampanyasi.com.tr.
“Housing and finance sector come together with the support of our state”
The following information was included on the website under the heading “My New Home”:
With the “My New Home with the New Housing Financing Model” campaign, which emerged as a result of the joint work of the Ministry of Environment, Urbanization and Climate Change and the Ministry of Treasury and Finance, the housing and finance sector has been brought together in 81 provinces for our middle-income citizens who want to own a house for the first time, with the support of our state. is getting together.
Our citizens, who will buy their first house, reach their peaceful and secure homes with a maturity structure that is much more suitable for market conditions, ease of payment with state support for the first 3 years, and payment opportunities compatible with household income.”
Citizens who want to benefit from the campaign are informed on the "Yeni Evim" website.
Details regarding the “My New Home with the New Housing Financing Model” campaign were shared with the citizens on the “Yeni Evim” website.
It was stated that the citizens who want to own their first house will be given the convenience of payment for 3 years, and it was informed that they can become a home owner with a 10 percent down payment, a maturity difference starting from 0,69 percent and a maturity of up to 15 years.
-From the campaign in which the total income of the household is taken into account; Not having sold a house in the province where a house will be purchased in the last 1 year, residing in the 1st region in Istanbul and in the 2nd region Ankara, Izmir, Bursa, Antalya, Mersin and Muğla within the last year, and the persons not having a house in order to benefit from financial support condition sought.
- It is stated that rural houses and timeshare properties will not be evaluated within the scope of this criterion, and it is stated that people who have at least 18 1 percent or more shareholding deed in the household (including spouse and children under 50 years of age) or who have more than one shareholding deed in the household regardless of the share ratio will not be able to benefit from the program. was done.
It was stated that the house acquired with the financial support cannot be sold for 5 years.
- It was stated that 5 percent of the project cost will be taken from the housing manufacturer in cash as installment contribution for the first year of the loan.
“With the Yeni Evim Housing Finance Program, the loan amount to be used to buy a house is divided into 3 regions”
Citizens who will own their first house with the “My New Home with the New Housing Finance Model” campaign will be able to use a maximum loan of 1 million liras in Istanbul, which is the 5st region, while in Ankara, Izmir, Bursa, Antalya, Mersin and Muğla, which are located in the 2nd region. Loans up to a maximum of 3 million TL can be used. Citizens residing in other cities in the 3rd region will be able to use loans up to a maximum of 2 million liras.
“Within the scope of the campaign, citizens will be able to benefit from completed, partially completed and new projects”
- With the new financing model, citizens will be able to buy finished houses.
-People who want to own a house will also be able to benefit from houses that have been completed at a certain rate, if the bank finds the house completion rate suitable for lending.
- If the owner of the project makes a guarantor agreement with the bank and undertakes to build all the houses within the scope of Yeni Evim Financing Support, it will be possible to purchase housing from the new project.
“Citizens who want to buy housing will choose the apartment that suits them and apply to financial institutions”
On the “Yeni Evim” website, the housing purchase process was explained in stages. First of all, it was stated that the housing projects made by the housing producers in accordance with the criteria will be announced on the website. Citizens who want to buy a house will apply to financial institutions by choosing the appropriate flat for them.
In the next process, it was stated that the financial institution will check the compliance of both the project and the person with the criteria, and credit will be allocated for the appropriate projects. It has been reported that individuals will be subject to the solvency criteria within the framework of current banking practices.
“New Evim Housing Financing Program and Construction Support Program for Housing Builders”
On the website, it was stated that the loan limit of the Yeni Evim Housing Finance Program Construction Support Package for Housing Producers was determined as 25 billion liras.
Within the scope of Yeni Evim Housing Finance Program, appropriate financing opportunities will be offered to housing producers in order to increase the housing supply. The beneficiary will have to undertake to undertake the project under the Yeni Evim Housing Finance Program and sign a Guarantee Agreement with the financial institution for the completion of the project.
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